Key Metrics Showcase of this property
Birkenhead, Wirral
Finding the Perfect Investment Property
For our client, the goal was simple: secure a property with guaranteed rent and zero management hassle, all within a modest budget of under £40,000. After thorough market research, we identified a property priced under £100,000, a perfect match given their willingness to take out a mortgage.
Guaranteed Rent Through Housing Association Partnerships
One of the standout features of this investment is the involvement of a housing association. By partnering with the association, the property owner benefits from:
- Guaranteed Monthly Rental Income: Regardless of tenant occupancy, rent is assured every month.
- Professional Maintenance Management: The housing association takes full responsibility for internal maintenance, removing the burden of unexpected repair costs.
This arrangement ensures consistent returns and peace of mind for the landlord.
Bey to Let
| Cashflow number - Annual | 75% LTV |
|---|---|
|
Rental |
£ 6,744 |
|
Mortgage payment |
£ 1,548 |
|
Service Charge |
£ 0 |
|
Ground Rent |
£ 0 |
|
Management fee (0%) |
£ 0 |
|
Voids & Maintenance (0%) |
£ 0 |
|
Total Net Cashflow |
£ 5,196 |
|
Current Gross Yield |
8.43% |
|
ROI |
15.63% |
| Purchase price | £ 80000 |
|---|---|
|
Expenditure numbers |
Mortgage Buy |
|
Stamp Duty |
£ 2,400 |
|
Solicitor fee |
£ 2,000 |
|
Sourcing fee |
£ 3,000 |
|
Surveyor |
£ 350 |
|
Refurbishment |
£ 5,500 |
|
Deposit |
£ 20,000 |
|
Total Purchase Cost |
£ 33.250 |
Why This Investment Works
This BTL investment strategy highlights the potential for property owners to achieve:
- Guaranteed income streams.
- Minimal involvement in management.
- Reliable support from professional entities like housing associations.
By focusing on partnerships and leveraging industry expertise, investors can enjoy the financial rewards of property ownership without the usual headaches.
Your Next Step Towards Hassle-Free Property Investment
If you’re considering entering the property market but want to avoid the associated stress, this model might be your ideal solution. With our guidance, securing a profitable, hassle-free investment has never been easier. Contact us today to explore how we can help you achieve similar success.
